Developed by CARE and the Syracuse University SIFE Team and used at a 3/16/08 SIFE-sponsored Budgeting Workshop for Syracuse University Freshmen.

A Evaluation Form for students to fill out after a CARE Presentation (created at Hilton High School).

A one page Synopsis of the CARE Program that is also an excellent attachment to a solicitation letter to high school and college administrators, teachers and guidance counselors. This was prepared for the CARE Program by Jayne Siersdorfer of J Group Business and Communications Resources, LLC. in Columbus, Ohio. The schedule a presentation contact information at the end should be that for the local program, and other information or history for the local program can also be added.

Amazing statistics and tid-bits about the consequences of credit card debt, bankruptcies, lack of savings and more. This is a great guide for the Media and a great introduction to any presentation, college or high school.

Fantastic article that high school seniors, college freshmen and their parents should read. This is also a great resource for high school guidance counseling offices as a service and as a marketing tool to bring the CARE Program to your community.

This handout will help you figure out how much you can borrow against your future salary.

Tips on how to be proactive and mininize any student loan or consumer debt you may need to get your degree.

Jon Greenwalt, the Supervisor of Business & Marketing Education New York State Education recommends the CARE Program as a supplement to any financial literacy program offered by schools, either during individual classroom periods or to larger student groups, including senior assemblies.

Everyday, payday loan stores, rent-to-own centers, check cashing stores, pawnshops and tax refund-anticipation, car title and more than three-year car loan lenders are unconscionably taking millions of dollars from the poor and financially illiterate, pushing them over the edge to financial ruin and bankruptcy.

This statistically-charged article is a great supplement to any college freshman orientation packet. Know what credit is really costing you – 18% - 20% - 24%? Every dollar spent on credit is a mortgage on future spending.

The Founder of the CARE Program, Judge John C. Ninfo, II, shares some of the common mistakes that have been made by the many bankrupts he has seen in his courtroom - those who, by their own admission, were overspenders and credit card abusers, so that others can avoid making the same mistakes, not just during their high school and college years, but for years to come.