<?xml version="1.0" encoding="UTF-8"?>
<!--Generated by Squarespace Site Server v5.9.1 (http://www.squarespace.com/) on Tue, 09 Feb 2010 14:34:51 GMT--><rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:rss="http://purl.org/rss/1.0/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:admin="http://webns.net/mvcb/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:cc="http://web.resource.org/cc/"><rss:channel rdf:about="http://www.careprogram.us/becareful/"><rss:title>be.CARE.ful</rss:title><rss:link>http://www.careprogram.us/becareful/</rss:link><rss:description></rss:description><dc:language>en-US</dc:language><dc:date>2010-02-09T14:34:51Z</dc:date><admin:generatorAgent rdf:resource="http://www.squarespace.com/">Squarespace Site Server v5.9.1 (http://www.squarespace.com/)</admin:generatorAgent><rss:items><rdf:Seq><rdf:li rdf:resource="http://www.careprogram.us/becareful/2010/1/26/february-22-2010-credit-card-accountability-responsibility-a.html"/><rdf:li rdf:resource="http://www.careprogram.us/becareful/2009/1/26/minimizing-student-loan-debt-if-you-choose-college.html"/></rdf:Seq></rss:items></rss:channel><rss:item rdf:about="http://www.careprogram.us/becareful/2010/1/26/february-22-2010-credit-card-accountability-responsibility-a.html"><rss:title>February 22, 2010 Credit Card Accountability, Responsibility and Disclosure (CARD) Act</rss:title><rss:link>http://www.careprogram.us/becareful/2010/1/26/february-22-2010-credit-card-accountability-responsibility-a.html</rss:link><dc:creator>CARE</dc:creator><dc:date>2010-01-26T16:31:15Z</dc:date><dc:subject></dc:subject><content:encoded><![CDATA[<p><a href="http://www.careprogram.us/storage/Daily%20Record%20-%20An%2018%20year%20old%20needs%20a%20credit%20card%201-26-10.pdf">An 18-year-old Needs a Credit Card</a>?</p>
<p>The Credit Card Accountability, Responsibility and Disclosure (CARD)<br />Act, that will go into effect February 22nd states that young people no<br />longer will be able to obtain a credit card unless they have an adult<br />co-signer or can demonstrate that they have the &ldquo;independent<br />means&rdquo; to repay any credit they are given.</p>]]></content:encoded></rss:item><rss:item rdf:about="http://www.careprogram.us/becareful/2009/1/26/minimizing-student-loan-debt-if-you-choose-college.html"><rss:title>Minimizing Student Loan Debt, If You Choose College</rss:title><rss:link>http://www.careprogram.us/becareful/2009/1/26/minimizing-student-loan-debt-if-you-choose-college.html</rss:link><dc:creator>CARE</dc:creator><dc:date>2009-01-26T18:47:08Z</dc:date><dc:subject></dc:subject><content:encoded><![CDATA[<p>&nbsp;</p>
<p><strong><a href="http://careprogram.squarespace.com/minimize-your-debt-if-you-choo/">Visit Our New Section in the Students Tab on How to Minimize College Debt</a></strong></p>]]></content:encoded></rss:item></rdf:RDF>