News and Media Articles for Educators
Memphis Parent Magazine - "Having the Other Talk - Schools are Teaching Kids How to Manage Money" (Memphis, TN) 1/08 - Educators and Parents realize how important it is to teach financial literacy to their students and children.
Wayne County Mail - "Bankruptcy Court Judge Shares CARE Program" (Wayne, NY) 12/15/05 - Students attending Wayne County High School reflect on what the CARE program taught them and how they feel it will affect their lives in the future.
Canisius High School Newsletter - "Credit Abuse Resistance Education Program educates young people on the responsible use of credit" (Buffalo, NY) 4/28/05 - The primary goals and objectives of the CARE program.
Buffalo Law Journal - "Bankruptcy judge teaches youth on credit card abuse" (Buffalo, NY) 4/25/05 - Judges John C. Ninfo II and Carl Bucki team up to educate youth about the dangers of credit card debt and tips on how to avoid it.
The Washington Post - "Bankruptcy Judge Takes Novel Approach In Warning Young People of Debt's Dangers" (Washington D.C) 11/18/04 - Who better to teach people about the pitfalls of credit card abuse than bankruptcy professionals who are in the trenches day after day cleaning up the mess.
NABTalk Volume 20, Number 2 - "CARE Warns Students About Credit Card Debt" (Columbia, SC) - Judge John C. Ninfo II gives his insight about what drove him to create the CARE Program and urges other bankruptcy professionals to bring the CARE Program to their communities.
Rochester Democrat and Chronicle - "Credit lessons spare students heavy debt load" (Rochester, NY) 3/18/04 - Competitive consumption society fuels the growing problem of credit card debt and its likely consequence - bankruptcy.
American Bankruptcy Institute Journal - "Get Involved in Financial Literacy Education" (Washington D.C) 11/04 - Young people need to understand that new technologies that reduce our use of cash and increase our use of plastic, require new skills in personal restraint and financial planning.
Rochester Democrat and Chronicle - "Too many young people face an avalanche of credit debt" (Rochester, NY) 11/4/02 - Judge John C. Ninfo, II reaches out to school administrators i an effort to reach high school juniors and seniors with his message about the importance of financial education.
Budgeting
NextStep Magazine - Counselor's Edition - "Increase your students' Financial IQ" Nov.2006 - Up to 10% of college students drop out due to consumer debt issues—find out why and how to avoid the same fate.
Memphis Commercial Appeal - "Bankruptcy Court offers students suggestions about credit" (Memphis, TN) 4/13/07 - Analysts from the Bankruptcy Court in Memphis along with teachers explain to students the import life lesson of budgeting.
Credit Card Solicitation
The Native Voice - "Bankruptcy Judge Educates Students on the True Consequences of Consumer Credit Abuse" (Longmont, CO) 12/17/04-12/31/04 - Judge John C. Ninfo II discusses the tricks credit card companies use to lure college students into signing up for far too many credit cards.
Credit Industry Practices
Ahwatukee Foothills News - "Lawyers, judge teach high school students financial responsibility" (Phoenix, AZ) 3/3/08 - Bankruptcy Judge George Neilsen tells students to be smart with credit and urges them to distinguish between needs and wants.
Predatory Lending
Arizona Republic "Teaching Dangers of Credit is Critical" (Phoenix, AZ) 3/10/08 - Lawyer Gary Ringler warns of the invisible consequences that poor credit has on your future.
Savings
Ahwatukee Foothills News - "Lawyers, judge teach high school students financial responsibility" (Phoenix, AZ) 3/3/08 - Bankruptcy Judge George Neilsen tells students to be smart with credit and urges them to distinguish between needs and wants.
Young People and Bankruptcy
YoungMoney.com - "Eight Rules for Debt-Free Living (Part I)" Feb 2005 - Hon. Judge John C. Ninfo II’s first installment of the two-part series highlighting his eight rules to live debt-free
YoungMoney.com - "Eight Rules for Debt-Free Living (Part II)" Feb 2005 - Hon. Judge John C. Ninfo II’s final installment of his two-part series highlighting his eight rules for debt-free living.
The Daily Orange - Bankruptcy Judge warns students of dangers attached to credit cards" (Syracuse, NY) 2/28/06 - Judge John C. Ninfo II of Rochester, New York warns the students at Syracuse University about the consequences of bad credit and ways to avoid it.
Hornell Evening Tribune - "Judge wants kids to beware easy credit" (Hornell, NY) 1/20/06 - Judge John C. Ninfo II expresses why it is important to educate young adults on being responsible with credit.
Memphis Commercial Appeal - "Bankruptcy Court offers students suggestions about credit" (Memphis, TN) 4/13/07 - Analysts from the Bankruptcy Court in Memphis along with teachers explain to students the import life lesson of budgeting.
Arizona Republic "Teaching Dangers of Credit is Critical" (Phoenix, AZ) 3/10/08 - Lawyer Gary Ringler warns of the invisible consequences that poor credit has on your future.